Retail Outlook for Buy Now, Pay Later Adoption

Across the world, buy now, pay later (BNPL) services have emerged as a prominent payment form in the last five years. Mobile-savvy, younger consumers approach e-commerce with an on-demand mindset, and shopping without credit cards and making smaller, multiple payments through BNPL is appealing. Sellers see it as a powerful growth tool with seamless checkout […]

The Key Risks in the Digital Assets Space

Blockchain’s primary function is as a distributed ledger, with copies of the database stored across multiple computers. While it may turn out to ultimately have its greatest use elsewhere, the blockchain’s most successful implementation thus far has been with digital assets. As of mid-November, there are more than 14,000 digital currencies with a market capitalization […]

Opportunities and Challenges for Neobanks Are Large in the U.S.

Over the past decade, traditional financial institutions have encountered new challengers what had been a relatively stable marketplace. These new entrants, referred to as “neobanks,” offer consumers free accounts to deposit their money, collect higher interest than from typical banks, and perform other assorted bank functions through their smartphones — no physical bank location required […]

The Future of India’s Banking Sector

Increasing privatization and digitization are the two themes that will drive India’s banking sector over the next several years. In its current annual budget, the government specifically mentioned privatizing two public sector banks and set aside 20,000 crore (1 crore = 10 million rupees), or approximately $2.6 billion, for their capitalization. Determining which two banks […]

What You Need to Know About the Red-Hot SPAC Market

The year 2020 was the year of the SPAC (special purpose acquisition company), also known as a blank check company. These public companies exist strictly as vehicles to raise money to take other businesses public through a merger or acquisition. For example, Richard Branson’s Virgin Galactic turned to a SPAC to go public in 2019. […]

Survey: The New Normal for Management Consultants

The COVID-19 pandemic threw the entire world into chaos, forcing some businesses to make deep cuts to staffing and other expenses. Suffice it to say, outside contractors felt the pain as well, including management consultants. These companies and their employees were also impacted by stay-at-home orders and the subsequent shift to remote working, the closing […]

COVID-19’s Impact on Personal Auto and Workers’ Comp

The property and casualty (P&C) insurance industry entered the COVID-19 pandemic from a position of strength, and it remains strong and resilient. However, the rapid economic slowdown will temper P&C growth, especially in industries that are more sensitive to the national economy. The Adaptable Insurer Insurers have adapted remarkably well to the pandemic. They rapidly […]

2020 Has Been Hijacked by COVID-19:  How Are Banking and Payments Changing as a Result?

With shelter-in-place and social distancing mandates presiding in most parts of the country, we’ve seen devastating decreases in consumer spending at most businesses (with the understandable exceptions of groceries and liquor stores) and dramatic shifts in consumer behaviors and preferences, away from in-person purchases and toward order ahead, delivery, and cashless payments. Businesses are finding […]

Hedge Funds and AI: A Quick Look

Hedge Funds and AI: A Quick Look This post is the third in a series about the impact of artificial intelligence in various industries. For each, we asked a GLG Network Member to share insight from their unique perspective. Here, Jean Lehmann, CEO of Cyber Capital HQ, writes about how AI is impacting hedge funds. […]

The Battle for eCommerce Payments

Every year, the world’s most important payments, commerce and financial services leaders gather at Money20/20, the annual conference that explores the disruptive ways in which consumers and businesses manage, spend, and borrow money. Alongside this year’s conference, GLG put on a special series of sessions for our clients. Here are some takeaways from one of […]

AI Impacts the Contact Center

This post is the second in a series about the impact of Artificial Intelligence on various industries. For each, we asked a GLG Network Member to share insight from their unique perspective. Here, Scott Sachs, President SJS Solutions, LLC, writes about the how AI is changing the way the contact center operates. Today’s call centers […]

Designing Payments for Real People

“47% of Americans have less than $400 available in case of emergency,” says Erik Moga, Program Director at IDEO, a global design and innovation company. How can fintech platforms design payment and financial technology to help consumers meet the basic needs of daily life? Moga argues that by designing simpler, more streamlined payment solutions—like secured […]

Speaker Biographies

Hilary Malone PhD, has over 25 years of experience in global drug development, regulatory &government affairs, manufacturing and commercialization within the biopharma industry. Hilary hassignificant board level and executive committee experience including large scale organizationalrestructuring/transformation/integration, major M&A, biotech start-up, capital raising, investorrelations and pre-IPO.​

Hilary is currently CEO of Stylus Medicine, a private genetic medicine biotech company. Previously sheserved as CEO of a Series-A neuroscience company. Prior to these roles, Hilary served as COO & EVP atValo Health Inc., Chief Regulatory Officer & SVP at Sanofi Inc., and Chief Regulatory Officer & SVP atPfizer and Wyeth. Previous experience also includes senior regulatory and drug development roles atReata Pharmaceuticals Inc., AstraZeneca plc and GlaxoSmithKline plc.​

Hilary also serves on the Board of Directors of Hansa Biopharma and Adthera Bio. Hilary holds a PhD inMolecular Neuropharmacology and a BSc in Physiology.

Dr. Thomas Lönngren is Director at his own company PharmaExec Consulting AB. He is the Chairman of the Board of directors at Egetis Therapeutics AB, Sweden. Dr Lönngren also serves as board member at Compass Pathways PLC, London UK and NDA Group, Sweden. He acts as advisor to the following companies and organizations: NDA group, Sweden, Sweden, Artis Venture, San Francisco, US, Fujimoto Japan, Skin2Neuron Pty Ltd, Sydney, Australia, US, Special advisor to the Centre for Innovation in Regulatory Science (CIRS), London UK. From 2001 until2011, Mr.Lönngren served as the Executive Director of the European Medical Agency. He was previously Deputy General Director of the Swedish Medical Product Agency until 2000. He has a degree in pharmacy and MSc in Social and Regulatory Pharmacy from Uppsala University. He is also an Honorary Member of the Royal Pharmaceutical Society of Great Britain, Honorary Fellow of the Royal College of Physicians in Great Britain, Honorary Doctorate from the University of Uppsala, Honorary Doctorate from University of Bath, UK.

Speaker Biographies

Marie-Anne Aymerich

Marie-Anne has built a portfolio of senior advisory and non-executive roles, following a successful international career in the FMCG and Luxury sectors. She is a non-executive director of Haleon, a FTSE100 company listed in 2022 after the demerger from GSK. She is also chairwoman of Haleon Environment and Societal Sustainability committee. She is the executive director of the Pierre Fabre Group where she also sits on the Strategic Committee, and she is a Board Member of The Academy of St. Martin-in-the-Fields, one of the world’s most prestigious chamber orchestras. She is also an angel investor and focuses her time and investments on start-ups with the strongest purpose and impact.

Marie-Anne is also a regular lecturer at HEC Paris on purposeful leadership, and she has created a serious game called “Planet Purpose” to upskill people on sustainability and purpose. Throughout her 35year executive career she delivered a strong track-record of business performance and growth in brands and portfolio in both developed and emerging economies.

As a senior leader with Unilever, she led a number of different personal care categories across France, Spain and the USA – including managing the Dove brand worldwide and culminating in leading Unilever’s global Oral Care division. She also worked for LVMH as Brand General Manager of Dior Perfumes and Cosmetics worldwide. Marie-Anne was also Vice-President of Imagine for Margo – Children with Cancer for ten years, a charity she helped found in 2011 with the goal of eradicating children’s cancer. The charity is the #1 charity focused on child cancer in France and has fundraised more than €14m since its creation. Marie-Anne is a graduate from HEC Paris. She is married and has two children aged 29 and 26.

Patrick Jephson

Patrick Jephson is a consultant, journalist, broadcaster and New York Times bestselling author, based in Washington D.C. He is a published authority on corporate and personal branding and crisis communications, addressing conferences worldwide as well as events at the U.S. State Department, the American University and the Annenberg School for Communication and Journalism.

With more than twenty-five years’ experience in the government, luxury and family office sectors, Patrick’s portfolio has included globally admired brands as well as national agencies and NGOs. He has also worked on reputation and legacy briefs with European, Middle Eastern and Asian families, including royalty. He now writes, presents, and advises on factual and drama TV programs, appearing on every major American and many international networks. He was recently an expert consultant to the award-winning Netflix series The Crown and provided live commentary on the Coronation of King Charles.

Patrick owes much of his practical communications and protocol experience to Princess Diana, who chose him to be her equerry and only private secretary/chief of staff. He served the Princess for eight years, responsible for all aspects of her public life, global humanitarian initiatives, and private organization. Having worked for an internationally high-profile woman (and as the father of two professionally successful daughters) he feels a special affinity for cross-cultural, gender and perception issues.

Patrick was born and raised in Ireland and holds a master’s degree in political science from Cambridge University. As an officer in the British Royal Navy, he served all over the world before being selected for royal duty. He is a citizen of the U.K., U.S.A., Ireland, and Canada.